Can you help us prepare for a bank partner's due diligence?

Yes, on the technology and controls side. We put SOC 2-aligned controls, policies and evidence in place and map them to what the bank will ask for. The partner bank and your auditor make the final call.

Do you replace core banking systems?

No. We integrate with your core through its supported APIs and modernize what customers and staff use around it. A core conversion is a separate decision we can help you assess.

How do you handle AI under model risk management?

We document each model and agent, test and validate it before release, monitor it in production and keep people approving consequential decisions, so it fits your framework and your examiners can review it.

Can you support FedNow and RTP?

Yes, through your core provider, your payment processor or a direct connection, depending on what your institution uses. We also build the fraud checks and reconciliation that instant payments need.

Do you work with small lenders and credit unions?

Yes, with work sized to match: a focused first release on the systems you already use, and security controls proportionate to your risk.

How long does a first release take?

Discovery typically takes 1–2 weeks, and a first working release typically follows within 6–10 weeks, depending on integrations and scope. We confirm the estimate after discovery.

Industries

Financial services software and AI

From fintech startups preparing for SOC 2 or a bank partnership to credit unions, community banks, insurers and enterprise finance teams, we build payments, data and AI systems that hold up to auditors and examiners.

A financial services team meeting in front of a reporting dashboard

Who we help

Financial firms at every stage, from a fintech getting ready for its first bank partner to an established institution modernizing the systems its customers and staff rely on.

Insurance agencies and financial advisers who book appointments and run community events
Fintech startups preparing for SOC 2 or a bank partnership through banking-as-a-service
Small lenders, credit unions and loan servicers moving off spreadsheets and manual processing
Community and regional banks modernizing digital channels, payments and core integrations
Insurers modernizing policy, claims and agent portals
Wealth and asset managers improving client onboarding, reporting and advisor tools
Enterprise finance teams tightening close, controls and reporting on NetSuite, Dynamics 365 or SAP

Outcomes

What changes when the work is done well. We agree the measures with you during discovery and report against them.

A security and compliance posture that holds up in a bank partner's due diligence or an examiner's review
Customer onboarding with know-your-customer (KYC) and anti-money laundering (AML) checks automated, and analysts working exceptions instead of every file
Instant payments running alongside ACH and cards, with reconciliation that keeps pace
Fraud controls that spot synthetic identities and deepfake attempts earlier and give analysts a clear queue
Finance and risk teams working from one governed version of the numbers

What we do

Our five practices applied to financial services: product, platforms, AI, cloud and data, each designed for the scrutiny of partners, auditors and regulators.

What this covers

Customer and partner apps: digital banking, lending portals, onboarding flows and advisor tools
Real-time payments on the RTP network and FedNow, alongside ACH, wires and cards
Open banking and data-access APIs for secure, consented data sharing with aggregators and partners
AI agents for servicing, operations and analysis, run under your model risk management framework
KYC and AML automation: identity verification, sanctions screening, transaction monitoring and case management
Cloud foundations and data platforms on AWS, Azure or Google Cloud, built for regulated workloads

Compliance and security

AI models and agents documented, validated and monitored to fit model risk management expectations
People approve credit, fraud and account decisions, and every AI-assisted action is logged
Clear adverse action reasons where AI informs a lending decision

Example use cases

Typical projects, from a startup's first bank partnership to programs inside established institutions.

EA Pinder III & Associates (insurance and financial services): a website with booking built in, forms into the Intake queue and SMS opt-in that meets carrier rules; the Ceety Platform for about 15 agents, with reminders, reply-to-confirm, events and follow-up
Bank partnership readiness: SOC 2 controls, due diligence evidence and a compliance program map for a fintech entering a banking-as-a-service arrangement
Digital lending: application, document collection and decision workflow for a small lender, integrated with its loan servicing system
Instant payments: FedNow or RTP connectivity for a credit union or community bank, with fraud checks and reconciliation
Fraud defense: identity verification and liveness checks that flag synthetic identities and deepfaked documents for analyst review
KYC and AML operations: document AI and an AI agent that assemble case files for an analyst to review and decide
Insurance claims intake: document AI reads first notice of loss and supporting documents and routes each claim by complexity
Finance modernization: a growing company moved from QuickBooks to NetSuite or Dynamics 365 Business Central, with controls ready for SOX

Integrations

We work with the cores, processors and data providers you already use, through their supported APIs.

Cores and banking platforms: Fiserv, Jack Henry, FIS, Temenos and banking-as-a-service providers
Payments: FedNow, the RTP network, ACH, card processors, Stripe and Adyen
Data access and identity verification: Plaid, MX, Finicity and identity verification providers
Finance and CRM: NetSuite, Dynamics 365 Business Central, SAP, Salesforce Financial Services Cloud and HubSpot
Data and analytics: Snowflake, Databricks, Microsoft Fabric and BigQuery
Identity: Microsoft Entra ID and Okta, with passkeys and phishing-resistant multi-factor authentication

Compliance and security

Built to the frameworks your regulators, partners and auditors use, with evidence ready when they ask for it.

Gramm-Leach-Bliley Act (GLBA): safeguards for customer financial information, including encryption, access control and vendor oversight
Payment Card Industry Data Security Standard (PCI DSS): cardholder data scoped, segmented and protected wherever you handle cards
SOC 2 and ISO 27001 readiness: controls, policies and evidence, working alongside your auditor
Sarbanes-Oxley (SOX) controls for public companies: access, change management and segregation of duties in financial systems
GDPR alignment where you serve customers in the EU
We deploy in the regions your obligations require — including the US and EU — on AWS, Azure or Google Cloud.
Zero trust access, signed builds and software bills of materials (SBOMs) for the software we deliver

How we work

Small, reviewable steps, with security and evidence built in from the first sprint rather than added at the end.

Discover: short workshops to map goals, systems, data flows and the controls you already have
Blueprint: architecture, control mapping and a release plan, with early wins identified up front
Build: phased releases, each tested, documented and reviewed with your product, risk and compliance teams
Run: monitoring, maintenance and improvement after go-live, with evidence kept current for audits and exams

Timeline

One model for every engagement. Dates are estimates we confirm after discovery, not promises.

Discover: typically 1–2 weeks
First working release: typically within 6–10 weeks
Larger programs continue in phased releases; a full platform go-live is typically about 90 days
After go-live: ongoing support and improvement, if you want it

Engagement options

Three ways to work with us. Start with the one that fits and move to the next when it makes sense.

Assess: a fixed-scope SOC 2, partner-readiness or architecture assessment, with a prioritized plan you can act on with or without us
Build: a delivery program in phased releases, from a first product or integration to a platform modernization
Run: ongoing support and improvement after go-live, including monitoring, maintenance and updates as systems and rules change

FAQs

Straight answers to the questions financial teams ask us most.

Can you help us prepare for a bank partner's due diligence?: Yes, on the technology and controls side. We put SOC 2-aligned controls, policies and evidence in place and map them to what the bank will ask for. The partner bank and your auditor make the final call.
Do you replace core banking systems?: No. We integrate with your core through its supported APIs and modernize what customers and staff use around it. A core conversion is a separate decision we can help you assess.
How do you handle AI under model risk management?: We document each model and agent, test and validate it before release, monitor it in production and keep people approving consequential decisions, so it fits your framework and your examiners can review it.
Can you support FedNow and RTP?: Yes, through your core provider, your payment processor or a direct connection, depending on what your institution uses. We also build the fraud checks and reconciliation that instant payments need.
Do you work with small lenders and credit unions?: Yes, with work sized to match: a focused first release on the systems you already use, and security controls proportionate to your risk.
How long does a first release take?: Discovery typically takes 1–2 weeks, and a first working release typically follows within 6–10 weeks, depending on integrations and scope. We confirm the estimate after discovery.